Introduction: Knowing Is Useless Without Action
Many families read about schemes.
Few actually apply.
This post is the exact playbook I wish someone handed me earlier.
✅ STEP-BY-STEP: HOW TO APPLY FOR AIC SUPPORT
🟩 Step 1: Identify the Senior’s Needs
Ask:
-
Mobility issues?
-
Needs supervision?
-
Chronic illness?
-
Dementia?
👉 Don’t self-diagnose. AIC assessment matters.
🟩 Step 2: Prepare Documents (Checklist)
Have these ready:
☑ NRIC (senior + caregiver)
☑ Household income proof
☑ CPF statements (if requested)
☑ Medical reports (if any)
☑ Utility bill (address verification)
🟩 Step 3: Contact AIC
Options:
-
Call AIC hotline
-
Visit AIC Link / Service Centre
-
Referral via polyclinic / hospital
👉 Say clearly:
“I am a caregiver seeking long-term care and financial support.”
🟩 Step 4: Care Needs Assessment
AIC or appointed provider will:
-
Assess mobility
-
Assess daily living capability
-
Determine subsidy tier
This step unlocks everything.
🟩 Step 5: Apply for Specific Schemes (Checklist)
☑ Long-Term Care Subsidy
☑ Home Caregiving Grant
☑ MediSave Care
☑ Assistive Devices Subsidy
🟩 Step 6: Choose Approved Service Providers
AIC will recommend:
-
Day care centres
-
Home nursing
-
Therapy services
You do not pay market rate.
📊 Example: Total Annual Savings (Real Family)
| Source | Savings |
|---|---|
| Long-term care | $9,600 |
| HCG + MediSave Care | $7,200 |
| Devices | $1,000 |
| Total | $17,800/year |
That’s nearly $90,000 over 5 years.
Final Words (Straight Talk)
Middle-income families don’t need motivation.
They need systems that work.
AIC is one of those systems —
but only if you use it early, not desperately.
No comments:
Post a Comment