🏛 Sample Singapore Dividend Portfolio (~5% Yield Target)

   

Stock / ETF	Sector	Yield (Est.)	Allocation
Ascendas REIT (SGX: A17U)	Industrial REIT	~5.3%	20%
Mapletree Logistics Trust (SGX: M44U)	Logistics REIT	~5.5%	20%
DBS Group (SGX: D05)	Bank	~4.7%	20%
Frasers Centrepoint Trust (SGX: J69U)	Retail REIT	~5.6%	15%
Singtel (SGX: Z74)	Telecom	~5.4%	15%
Lion-Phillip S-REIT ETF (SGX: CLR)	S-REIT ETF	~5.2%	10%

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✅ Total portfolio estimated yield ≈ 5.2%

✅ Diversified across REITs, banking, and telecom

✅ Steady dividend history (all these names have relatively strong track records in Singapore)

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📈 How It Works

Example:
If you build a $240,000 portfolio based on this allocation:

• 20% Ascendas REIT → $48,000

• 20% Mapletree Logistics → $48,000

• 20% DBS → $48,000

• 15% Frasers Centrepoint → $36,000

• 15% Singtel → $36,000

• 10% Lion-Phillip S-REIT ETF → $24,000

Estimated total annual dividends ≈ $12,000 (~$1,000/month)

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🔥 Bonus Tips to Maximize Results

• Use DRIP (Dividend Reinvestment Plans) when starting out to speed up compounding.

• Top up extra when stock prices dip (especially quality REITs and DBS).

• Review once a year to make sure the companies are still fundamentally strong.

• Watch for rights issues with REITs — they sometimes raise capital and you need to decide if you want to subscribe.

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🚀 Final Thoughts

With this simple portfolio and $1,000 invested monthly, you can aim to hit your $1,000/month dividend dream in about 13–14 years — maybe faster if markets are kind or you top up bonuses along the way.

The key is consistency + patience — you’re essentially building your own "private pension" step-by-step.