Weekly Blog for a family man in Singapore

Thomson Medical Group (SGX:A50): Current Stock Price, Intrinsic Value, and Recovery Outlook

📈 Current Stock Performance

As of May 9, 2025, Thomson Medical Group Limited (SGX:A50) is trading at S$0.042 per share. This places the stock just above its 52-week low of S$0.04, recorded on April 11, 2025, and below its 52-week high of S$0.053, reached in July 2024 . Over the past year, the stock has declined by approximately 21%, and over the past three years, it has experienced a significant drop of 47% .

💰 Intrinsic Value Estimates

Assessing the intrinsic value of Thomson Medical Group involves various valuation models:

Discounted Cash Flow (DCF) Analysis: Estimates suggest an intrinsic value ranging between S$0.02 and S$0.03, indicating that the stock may be overvalued by 30% to 50% at its current price .
Sum-of-the-Parts (SOTP) Valuation: Phillip Securities has provided a target price of S$0.048, down from a previous estimate of S$0.061, reflecting a more conservative outlook .
Combined DCF and Relative Valuation: AlphaSpread calculates an intrinsic value of S$0.047, suggesting the stock is slightly overvalued by about 5% .

These varying estimates highlight the challenges in pinpointing the exact intrinsic value, but they collectively suggest that the stock is trading near or slightly above its fair value.

📊 Financial Health and Performance

Thomson Medical Group has faced financial headwinds in recent years:

Revenue Growth: The company has achieved a modest compound annual growth rate (CAGR) of 6.3% over the past three years .
Profitability: Despite revenue growth, the company has struggled with profitability, leading to a decline in investor confidence and stock performance.
Return on Equity (ROE): The company's ROE has consistently lagged behind industry averages, partly due to significant capital investments and a low debt-to-equity ratio .

These factors have contributed to the stock's underperformance and have raised concerns about its financial sustainability.

🔄 Recovery Prospects

Despite recent challenges, there are signs that Thomson Medical Group may be on the path to recovery:

Operational Improvements: The addition of new oncologists in Malaysia and Singapore, improved relationships with insurers in Malaysia, and increased inpatient volumes in Singapore post-renovation are positive developments .
Analyst Outlook: Phillip Securities has downgraded the stock to "Neutral" but acknowledges that losses may have bottomed, with a recovery on the horizon .
Price Target: Fintel reports an average one-year price target of S$0.05, indicating potential upside from current levels .

1/2 day trip to JB premium Outlet mall 9-May-2025

Exploring Johor Premium Outlets: A Shopper's Paradise in Southeast Asia

Nestled in the heart of Kulai, Johor, Johor Premium Outlets (JPO) stands as Malaysia's premier destination for luxury shopping at unbeatable prices. With its strategic location just an hour's drive from Singapore and proximity to Senai International Airport, JPO has become a magnet for both local and international shoppers seeking high-end brands without the hefty price tags. We made our way there from Singapore 2nd link Tuas side and it took 15 mins to clear the customs as it was a Friday afternoon. There were not much traffic. And journey took about 1/2 hour after we clear the customs.

A Brief Overview

Since its grand opening in December 2011, JPO has undergone significant expansions to accommodate the growing demand from fashion enthusiasts. Today, the outlet boasts 150 stores spread across two floors, offering a diverse range of products from renowned international brands.

Shopping: Brands Galore

JPO is a haven for those seeking luxury and quality. Shoppers can find impressive savings at stores like Aigner, BOSS, Bottega Veneta, Christian Louboutin, Jimmy Choo, Nike Unite Johor, and VERSACE. For those looking for everyday essentials, brands such as Adidas, Anta, Asics, G2000, Hush Puppies, New Balance, Nike, Puma, Rip Curl, and Under Armour are available. Additionally, stores like Polo Ralph Lauren Children, Animation World, and CoComelon Play Centre cater to younger shoppers.

Dining: A Culinary Journey

After a day of shopping, JPO offers a variety of dining options to satisfy diverse palates:

Absolute Thai: Authentic Thai cuisine with dishes like hot and spicy seafood tom yum and sweet and sour steamed fish.
Burger King: Classic fast-food favorites, including beef, chicken, or fish burgers, complemented by sides like onion rings or cheese sticks.
DÔME Café: A mix of Western and Asian dishes, with offerings like mushroom soup and chicken pie.
Godiva Café: A treat for chocolate lovers, offering Belgian chocolate-based beverages and desserts.
Liang Sandwich Bar & Ages Ago: Crispy sandwiches filled with ingredients like grilled chicken and onions, made with premium-grade flour and non-GMO soybean oil.
Starbucks: A familiar stop for coffee enthusiasts, serving a range of beverages and light bites.
Souper Tang Restaurant: Specializing in nutritious Chinese soups made with traditional herbs and spices, catering to health-conscious diners.

For those seeking a more relaxed environment, the JPO Lounge offers a cozy setting with a selection of cakes, spaghetti, and beverages like hot ginger tea.

Tips for Visitors

Best Time to Visit: Weekdays are generally less crowded, offering a more relaxed shopping experience.
Currency Exchange: Given the favorable exchange rate (S$1 = RM3.30 as of May 2024), Singaporean shoppers can enjoy significant savings.
Membership Perks: Consider signing up for JPO's VIP Shopper Club to access exclusive deals and promotions.
Stay Hydrated: With the vast area to cover, it's essential to stay hydrated. Numerous beverage outlets are available throughout the mall. (If you are like me, come prepared with water and you will be able shop to your hearts content

My friends and I manage to spend about 3 hours there after our dim sum lunch. It was delicious and the total cost was $300 ringgit for 5 of us. At the Premium Outlet mall, we shop around at scent shop which i then know that my friends like diffuser smell which can last 3 months for a 500ml bottle. Something interesting that i pick up as i thought is burning of candle to have the smell. Something new to me. After which we shopped at Nike where there was further promotions. After you purchase 3 items in the shop, you will get further 40% discount from the price. I bought 2 pairs of shoes as my current running shoes are almost worn out from BATA. I bought it in 31st Dec 2023 and it has lasted me for 1 year and 4 months + considering i jog in it for almost every day. Do check out the promotions before you make a trip down in this website so at least you can see what are on sale before you make the trip down.

https://www.premiumoutlets.com.my/

Conclusion

Johor Premium Outlets offers a unique blend of luxury shopping and diverse dining options, all set within a convenient location. Whether you're a fashion aficionado or a casual shopper, JPO promises an experience that's both enjoyable and value-packed.

For more information and the latest updates, visit their official website: Johor Premium Outlets.

Monthly Investment Plan to Reach $2M Faster

1️⃣ Assumptions for Growth Plan

📌 Current Portfolio: $0 (starting fresh)
📌 Annual Savings for Investment: ~$50,000 (from your income)
📌 Expected Portfolio Growth Rate: 6% per year (dividends reinvested)
📌 Investment Strategy:

$4,000/month into REITs (high dividend yield)
$2,000/month into dividend stocks (growth & stability)
$1,000/month into SSBs/T-bills (low risk)

2️⃣ How Long to Reach $2M?

If you invest $7,000/month consistently, here’s how long it will take:

Years	Portfolio Size ($)	Annual Passive Income ($)
5	~$470,000	~$25,000
10	~$1.1M	~$60,000
15	$2.0M	$107,000 ✅

📌 In ~15 years, you can retire with $100K/year tax-free!

3️⃣ Monthly Investment Breakdown

Asset Type	Monthly Investment ($)	Allocation (%)
REITs (Keppel DC, Digital Core, Mapletree Ind)	$4,000	57%
Dividend Stocks (DBS, OCBC, SGX, ST Eng)	$2,000	29%
Bonds/SSBs (Safe Assets)	$1,000	14%
Total Monthly Investment	$7,000	100%

💡 Why this works?

REITs give high cash flow early 🏢
Stocks grow capital for long-term security 📈
Bonds provide stability & emergency funds 💰

4️⃣ Fast-Track Strategy (If You Want to Retire Earlier)

Bonus & Windfalls: Invest any extra cash (e.g., annual bonuses, tax refunds).
CPF Voluntary Top-Ups: Earn risk-free 4%+ in CPF SA.
Increase Investment Amount: If you invest $10K/month, you’ll hit $2M in 12 years instead of 15!

First Month Investment Plan – Stock & REIT Buy List

Since you’re investing $7,000/month, here’s your optimized first-month buy list to balance dividend yield & growth.

1️⃣ REITs – High Passive Income ($4,000 Allocation)

📌 Target: 6%+ dividend yield for tax-free income.

REIT	Sector	Yield (%)	Buy Amount ($)	Est. Shares
Keppel DC REIT	Data Centers	5.0%	$1,200	~470
Digital Core REIT	Data Centers	7.5%	$1,000	~850
Mapletree Industrial Trust	Industrial	6.0%	$1,000	~300
CapitaLand Integrated Trust	Retail/Office	5.5%	$800	~220

📌 Total REITs Investment: $4,000 (~$230/month dividends)

2️⃣ Dividend Stocks – Growth & Stability ($2,000 Allocation)

📌 Target: 4–6% dividend yield for long-term stability.

Stock	Sector	Yield (%)	Buy Amount ($)	Est. Shares
DBS Bank	Banking	5.5%	$800	~14
OCBC Bank	Banking	6.0%	$600	~24
ST Engineering	Defense	4.2%	$600	~60

📌 Total Stock Investment: $2,000 (~$80/month dividends)

3️⃣ Bonds/SSBs – Stability & Emergency Fund ($1,000 Allocation)

📌 Target: 3–4% safe return with flexibility.

Asset	Type	Yield (%)	Buy Amount ($)
Singapore Savings Bonds (SSB)	Govt Bonds	3.2%	$500
T-bills (6-month)	Govt Bonds	3.5%	$500

📌 Total Bonds Investment: $1,000 (~$30/month income, low risk)

📌 Expected Monthly Passive Income from This Month's Buy:

✅ REITs Dividends: ~$230/month
✅ Stocks Dividends: ~$80/month
✅ Bonds Income: ~$30/month
🔹 Total: $340/month (tax-free!)

Dividend Portfolio Suggestion

Tax-Free Dividend Portfolio – Customized Investment Allocation

Since you’re focused on financial freedom with dividends, here are three portfolio options based on different risk levels.

1️⃣ Conservative (Low Risk, Stable Income – 4.8% Yield)

🔹 Best for: Stability, capital preservation, & passive income
🔹 Strategy: Focus on large-cap dividend stocks & blue-chip REITs

Asset Class	Allocation	Expected Yield (%)	Annual Income ($)
Blue-Chip Dividend Stocks (DBS, OCBC, UOB, SGX, ST Eng)	50% ($1M)	4.5%	$45,000
Blue-Chip REITs (Mapletree Ind, CapitaLand, Frasers L&C)	30% ($600K)	5.5%	$33,000
Bonds & SSBs (Govt Bonds, Temasek Bonds)	20% ($400K)	3.5%	$14,000
Total	$2M	4.8% avg.	$92,000/year

💡 Pros: Lower volatility, stable dividends
💡 Cons: Slower growth, lower long-term upside

2️⃣ Balanced (Medium Risk, Higher Growth – 5.35% Yield)

🔹 Best for: Growth + passive income mix
🔹 Strategy: Mix of growth REITs, banks, & defensive stocks

Asset Class	Allocation	Expected Yield (%)	Annual Income ($)
Dividend Growth Stocks (DBS, OCBC, SGX, ST Eng)	40% ($800K)	5.0%	$40,000
High-Yield REITs (Keppel DC, Digital Core, Mapletree Ind)	50% ($1M)	6.0%	$60,000
Bonds & Cash (SSBs, T-Bills, CPF)	10% ($200K)	3.5%	$7,000
Total	$2M	5.35% avg.	$107,000/year

💡 Pros: Balanced mix of stable & high-yielding assets
💡 Cons: REITs can be volatile during downturns

3️⃣ Aggressive (Higher Risk, Max Yield – 6.1% Yield)

🔹 Best for: Maximizing passive income & total return
🔹 Strategy: Focus on higher-yield REITs & international dividend stocks

Asset Class	Allocation	Expected Yield (%)	Annual Income ($)
High-Yield REITs (Keppel DC, Digital Core, Frasers L&C, CapitaLand)	60% ($1.2M)	6.5%	$78,000
Dividend Growth Stocks (DBS, OCBC, ST Eng)	30% ($600K)	5.0%	$30,000
Crypto/Bonds/SRS (SRS Stocks, Govt Bonds)	10% ($200K)	4.0%	$8,000
Total	$2M	6.1% avg.	$116,000/year

💡 Pros: Highest income potential, faster wealth accumulation
💡 Cons: More volatility, potential dividend cuts in downturns

Dividend Investing In Singapore to hit $100k per annum

Tax-Efficient Dividend Portfolio Strategy for Financial Freedom

Since you're focused on dividend investing in Singapore and targeting $100,000/year passive income for retirement, let’s design a tax-free dividend portfolio.

1️⃣ Portfolio Allocation: Growth vs. Income

To balance capital growth and stable dividends, a diversified portfolio should include:

✅ Singapore REITs (50%) – High-yield passive income (5–7% yields)
✅ Dividend Stocks (40%) – Blue-chip stability & dividend growth (3–6%)
✅ Bonds/Cash (10%) – Stability & emergency funds

📌 Target Yield: ~5–6% overall for sustainable, tax-free passive income.

💡 Portfolio Growth Plan:

Start with higher-yield REITs to accelerate compounding.
Shift towards dividend growth stocks & bonds as you approach retirement.

2️⃣ Singapore REITs (50%) – Passive Income Powerhouse

📌 Best Sectors for Stable Dividends:
🏢 Data Center REITs – Strong growth (Keppel DC REIT, Digital Core REIT)
🏬 Retail REITs – Defensive income (CapitaLand Integrated Commercial Trust)
🏢 Office/Industrial REITs – Long-term contracts (Mapletree Industrial Trust)

Top REIT Picks & Yields

REIT	Sector	Dividend Yield (%)
Keppel DC REIT	Data Centers	5.0%
Digital Core REIT	Data Centers	7.5%
CapitaLand Integrated Commercial Trust	Retail/Office	5.5%
Mapletree Industrial Trust	Industrial/Data	6.0%
Frasers Logistics & Commercial Trust	Industrial	6.3%

📌 Plan: Invest 50% of your portfolio here to generate high, tax-free income.

💡 Example: If you invest $500,000 in REITs at a 6% yield, you’ll get $30,000/year in tax-free dividends.

3️⃣ Singapore Blue-Chip Dividend Stocks (40%)

📌 Top Picks for Growth & Stability

Stock	Sector	Dividend Yield (%)
DBS Bank	Banking	5.5%
OCBC Bank	Banking	6.0%
UOB Bank	Banking	5.8%
Singapore Exchange (SGX)	Financials	3.5%
ST Engineering	Aerospace/Defense	4.2%

💡 Plan: Invest 40% here for long-term dividend growth & stability.

💡 Example: If you invest $400,000 at 5% yield, you’ll receive $20,000/year in tax-free dividends.

4️⃣ Bonds & Cash (10%) – Safety Net

📌 Safe, steady income sources

Singapore Savings Bonds (SSB) – ~3.0% risk-free
T-bills (Treasury Bills) – 3.5% (short-term)
Corporate Bonds (Temasek-linked) – 4–5%

💡 Plan: Invest $100,000 here for $3,000–$4,000/year passive income.

5️⃣ Portfolio Simulation – Targeting $100K Passive Income

Investment	Yield (%)	Annual Dividend ($)
REITs ($1M)	6.0%	$60,000
Dividend Stocks ($800K)	5.0%	$40,000
Bonds & Cash ($200K)	3.5%	$7,000
Total Portfolio: $2M	5.35% avg.	$107,000/year (tax-free!)

6️⃣ Strategy to Reach $2M Portfolio

Assuming:

You invest $50,000/year
Portfolio grows at 6% per year (dividends reinvested)

📌 Time Needed to Reach $2M

In 15 years, your portfolio can grow to $2M+.
Retirement Goal Achieved: $100K/year passive income (tax-free)!

Polling Day Singapore Today

Today is Polling day. Singapore 60th Birthday and important day. Every Singaporean aged 21 years and above will be voting today. As we count down to end of today, the no. of votes to be counted will be estimated to be 2.75 million votes and 97 seats in parliament.

Who will be in parliament after today. From the last few elections, the no. of votes count will be past midnight. Every Singaporean will be on their seats watching. As a nation we have come far and we are still a relative young nation only 60 years of age. We have progressed far and we have progressed well. Let's see what the voters voted after today.

3 Ways to Prepare for a Trade War: A Guide for the Average Family

Trade wars can have far-reaching effects on everyday life, impacting everything from the cost of groceries to job security and investment portfolios. While global trade conflicts might seem like distant political issues, they directly affect household budgets, financial stability, and long-term wealth-building strategies. The question is: How can a normal family prepare for the uncertainties of a trade war?

In this guide, we’ll explore three crucial ways families can safeguard their finances and maintain stability during turbulent times: (1) Strengthening Household Finances, (2) Smart Spending and Self-Sufficiency, and (3) Investing Wisely for the Future.

1. Strengthening Household Finances: Build a Trade War-Proof Budget

Trade wars often lead to inflation, job insecurity, and fluctuating market conditions. The first step for any family to prepare is by strengthening their household finances and creating a resilient budget that can withstand economic shocks.

Key Steps to Strengthen Household Finances

Boost Emergency Savings:
- Aim for at least 6-12 months’ worth of living expenses in an emergency fund.
- Consider keeping savings in high-yield savings accounts for easy access and better returns.
Reduce Debt:
- Prioritize paying off high-interest debt, such as credit cards and personal loans, to lower financial burdens.
- Avoid new unnecessary debt, especially on variable-rate loans, as interest rates may rise during economic uncertainty.
Diversify Income Streams:
- If possible, explore side hustles, freelance work, or passive income streams like dividends or rental income.
- Consider upskilling or learning new trades to increase job security in case of layoffs or industry downturns.
Adjust Spending Habits:
- Identify non-essential expenses and cut back where possible (e.g., subscriptions, dining out, luxury items).
- Switch to cost-effective alternatives for necessities (e.g., buying store brands instead of name brands).

A well-prepared budget ensures that families can absorb unexpected economic shocks without drastically altering their quality of life.

2. Smart Spending and Self-Sufficiency: Protecting Your Family from Rising Costs

As trade wars often result in higher prices for imported goods, families must adopt smarter spending strategies to maintain their purchasing power.

How to Combat Inflation and Rising Prices

Buy in Bulk and Stockpile Essentials:
- Purchase non-perishable goods and household necessities in bulk before prices rise significantly.
- Look for deals, discounts, and wholesale retailers to get better prices on essentials.
Adopt a Self-Sufficient Lifestyle:
- Grow Your Own Food: Even a small backyard or balcony garden can help reduce grocery bills.
- DIY Home Repairs: Learn basic home maintenance skills to reduce reliance on costly professional services.
- Cook More at Home: Reduce dining-out expenses by meal prepping and cooking in bulk.
Optimize Energy and Utility Costs:
- Reduce electricity and water usage to lower utility bills.
- Consider switching to energy-efficient appliances or alternative energy sources, like solar panels.
Buy Local and Support Domestic Products:
- Since trade wars increase the cost of imported goods, shift to locally made products.
- Supporting domestic businesses can also help keep jobs in the local economy.

By adopting smart spending habits and increasing self-sufficiency, families can mitigate the impact of rising costs and remain financially stable.

3. Investing Wisely for the Future: Trade War-Proofing Your Wealth

A trade war can create uncertainty in financial markets, affecting retirement accounts, stock portfolios, and long-term savings. Families must take proactive steps to safeguard their investments while continuing to grow their wealth.

How to Invest Wisely During a Trade War

Diversify Your Investments:
- Avoid overexposure to industries heavily impacted by tariffs, such as technology and automotive.
- Diversify across different asset classes, including stocks, bonds, real estate, and commodities.
Focus on Defensive Stocks and Dividend-Paying Companies:
- Invest in sectors that are less affected by trade wars, such as healthcare, utilities, and consumer staples.
- Look for dividend-paying stocks that provide steady income even in volatile markets.
Consider Inflation-Protected Assets:
- Treasury Inflation-Protected Securities (TIPS) can help safeguard savings from rising prices.
- Gold and commodities tend to perform well during inflationary periods.
Stay Updated on Market Trends and Policy Changes:
- Follow financial news and economic updates to adjust your investment strategy accordingly.
- Work with a financial advisor if necessary to make informed decisions.

Long-term financial security requires smart investing, diversification, and staying informed about economic trends.

Final Thoughts: Be Prepared, Stay Resilient

Trade wars may be beyond a family’s control, but preparation can help mitigate their impact. By focusing on strengthening household finances, making smart spending choices, and investing wisely, families can build resilience against economic uncertainty.

Build an emergency fund and reduce debt to create financial stability.
Adopt cost-saving habits and increase self-sufficiency to offset rising costs.
Diversify investments and focus on defensive assets to safeguard wealth.

Taking these steps will not only prepare families for a trade war but also create a stronger financial foundation for the future.

Stay informed, plan ahead, and make smart financial choices—because a well-prepared family is a resilient one!

What to expect from SG60 from May 2025

Singapore's 60th anniversary of independence, SG60, marks a significant milestone in the nation's history. As May 2025 unfolds, a series of events and initiatives are set to commemorate this diamond jubilee, reflecting on the nation's journey and envisioning its future.

🎉 SG60: A Nation's Diamond Jubilee

SG60 is more than a celebration; it's a reflection of Singapore's resilience, unity, and progress over six decades. The theme "Building Our Singapore Together" encapsulates the collective effort of citizens in shaping the nation's destiny. This month, various activities across the island aim to engage communities, honor traditions, and inspire future generations.Wikipedia+1SG60: Building Our Singapore Together+1

🇸🇬 National Day Parade 2025: A Grand Celebration

The National Day Parade (NDP) 2025 is set to be a highlight of SG60 celebrations. Scheduled to be held at the historic Padang, the parade will feature traditional military displays, cultural performances, and a showcase of Singapore's diverse heritage. In a bid to bring festivities closer to the people, satellite events are planned across Marina Bay and various heartland locations, ensuring widespread participation and celebration. SG60: Building Our Singapore Together+1Wikipedia+1Wikipedia+1SG60: Building Our Singapore Together+1

🏞️ Special Deals and Attractions

To commemorate SG60, several attractions are offering exclusive deals:SG60: Building Our Singapore Together

Mandai Wildlife Reserve: From May to August, enjoy special promotions across various wildlife parks, providing an opportunity to connect with nature and wildlife. SG60: Building Our Singapore Together
Singapore Cable Car: Experience a scenic ride with a S$60 bundle that includes a round-trip Sky Pass and a 3-course meal at Arbora, offering panoramic views and culinary delights. SG60: Building Our Singapore Together
Sentosa Island: Celebrate SG60 with exciting experiences, exclusive deals, and free island admission for Singapore residents during selected periods. Sentosa Attractions

✈️ Singapore Airlines' SG60 Initiatives

Singapore Airlines (SIA) is joining the SG60 celebrations with a series of initiatives:Curly Tales+2TTG Asia+2Singapore Airlines+2

SIA Cares Open House: On 19th and 20th July, SIA will host a special two-day event at the SIA Training Centre, welcoming over 600 beneficiaries from various social service agencies for exclusive behind-the-scenes tours and engagement opportunities with staff. Singapore Airlines
Promotional Fares: From April to November, SIA and Scoot are offering limited-time SG60 promo fares under the 'Celebrating with Singapore' campaign, making travel more accessible for all. Curly Tales

🏃‍♂️ GetActive! Singapore: Embracing Sports and Wellness

GetActive! Singapore is a month-long series of sports festivals and competitions aimed at promoting a stronger Singapore spirit through sport. Building on the legacy of previous major sporting events, it encourages citizens to stay active and united. ActiveSG Circle+1SG60: Building Our Singapore Together+1

🎭 Cultural and Community Engagements

SG60 also emphasizes cultural appreciation and community involvement:

Celebrate SG60 with MINT: Alliance Française de Singapour is hosting a special series of programs and activities designed to honor Singapore's rich history, culture, and heritage. Alliance Française de Singapour
SG60 Celebrate!: Honour the Past, Inspire the Future: An event at Victoria Concert Hall on 3rd June 2025, focusing on reflecting upon Singapore's journey and inspiring future aspirations. Catch – All things arts and culture

🌐 Digital Participation and Storytelling

In the digital realm, SG60 encourages citizens to share their stories and aspirations:

Be The Change: An initiative inviting Singaporeans to contribute ideas and platforms that connect communities and show care, fostering a collective spirit of progress. SG60: Building Our Singapore Together

🛍️ Commemorative Merchandise and Collectibles

To mark the occasion, various SG60-themed merchandise and collectibles are available, allowing citizens to own a piece of this historic celebration. These items serve as mementos of national pride and unity.

🌟 Conclusion

SG60 is a testament to Singapore's journey over the past 60 years—a celebration of achievements, resilience, and unity. As May 2025 unfolds, the nation comes together to honor its past, celebrate the present, and envision a brighter future. Through a myriad of events, initiatives, and community engagements, SG60 embodies the spirit of collective progress and shared aspirations.